At the assumed 84 service calls plus four replacement jobs per month, this New Mexico wage reference calculates approximately $18,204 mature monthly EBIT and $18,371 cash after maintenance before receivable changes. The minimum EBIT activity at the stated resolution is 63 service calls plus 3 replacement jobs per month (66 collected jobs at the exact mix). 20% less activity changes mature monthly EBIT to $7,453 in the largest of these one-input effects. Price, paid activity, nonwage costs and the delivery calendar remain planning assumptions. Results include the paid roster, before financing, income taxes and owner distributions.
Planning answer updated . Source periods appear below.
Local residential HVAC service and replacement contractor with two paid field technicians, paid dispatch and owner-manager coverage, two service vehicles, ordinary parts stock, and a defined service area
State benchmarks: May / July 2025 · Page prepared September 15, 2026
The May 2025 state occupation medians price the same paid roster $2,704 per month below the national medians. Loaded payroll is $18,485 per month, including the assumed 18% employer-cost addition. This comparison changes occupation wages, not rent, achieved prices or paid demand. A wage median is a statistical anchor, not a hiring offer, legal wage floor or credential.
| Paid role | SOC | Person-hours | USD/hour | Source observation |
|---|---|---|---|---|
| Two paid HVAC field technicians | 49-9021 | 346.66667 | $24.17 | State H_MEDIAN · workbook row 22654 |
| Paid dispatcher and customer-service coverage | 43-4051 | 130 | $18.77 | State H_MEDIAN · workbook row 22536 |
| Paid owner-manager and qualifying-contractor coverage | 49-1011 | 130 | $37.28 | State H_MEDIAN · workbook row 22629 |
Paid hours and the employer allowance are authored assumptions. The preserved source record identifies workbook, sheet, geography and period.
At the stated contribution and paid roster, 63 service calls plus 3 replacement jobs per month (66 collected jobs at the exact mix) produces $4,765.12 mature monthly EBIT. At the previous activity of 42 service calls plus 2 replacement jobs per month (44 collected jobs at the exact mix), EBIT is -$8,673.88. This is the minimum at the stated 22-unit resolution; delivery still depends on the workload and collection checks below.
The reference month contains 84 service calls and four replacement jobs. Its exact 21:1 ratio can be scheduled in blocks of 21 calls plus one replacement, or 22 collected jobs. A weighted average invoice is valid only at that mix; an arbitrary count of generic jobs does not reproduce it. Each complete block uses 70.47 technician person-hours including expected callbacks, in addition to 30 monthly nonservice hours. Four blocks fit the paid roster; five exceed it. The reference ceiling of 98 is a continuously scaled mix estimate, while 88 whole jobs is the largest complete 21:1 mix under the same hour assumptions. Parts paid before collection have a separate cash load. A proportional sensitivity is an analytical equivalent until whole jobs and dated collections are reconciled.
20% less activity changes mature monthly EBIT to $7,453 in the largest of these one-input effects. The comparison below changes one input at a time; it is not a local forecast or a probability range. The 20% activity test scales the fixed mix as analytical equivalents; a proposed operating calendar must use whole service calls and replacement jobs.
| Test | EBIT | Cash after maintenance | Held-constant basis |
|---|---|---|---|
| Reference | $18,204 | $18,371 | Exact published input snapshot |
| 20% less activity | $7,453 | $7,620 | 70.4 weighted-mix collected jobs per month; same roster and other inputs |
| 10% lower net price | $12,829 | $12,995 | Direct-cost share held fixed; same activity and paid roster |
| 25% higher occupancy | $17,404 | $17,571 | $4,000 monthly occupancy; same other inputs |
| 10% higher wage rates | $16,356 | $16,522 | Same paid hours and 18% employer allowance |
Keep earnings and cash separate. EBIT deducts $2,367 monthly depreciation. Cash after maintenance deducts $2,200 maintenance capital expenditure instead, before changes in receivables. The funding scenario is approximately $345,930: $240,056 opening payments, $22,911 peak operating cash deficit and $82,963 retained buffer, with each displayed amount rounded separately. The buffer is cash held, not another expense or owner income.
Opening allowances, occupancy, price, cost mix, sales ramp and collection timing are reference inputs. For a selected address or service territory, validate the complete scope, paid calendar, supplier terms, applicable authority and dated customer receipts. Use the format-specific checks and source limits.
Published calculations support planning and education. They are not personalized financial, investment, tax or legal advice and do not guarantee costs, revenue, profit or financing. Confirm the requirements and commitments that apply to the selected operating plan.
The reference company uses two paid field technicians, paid dispatch and paid owner-manager coverage, two vehicles and a defined residential service area. Service calls and replacement jobs have different prices, direct parts and equipment, crew-hours, callback exposure and collection timing. The numbers below are authored planning inputs; the cited May 2025 occupation wages are the only geographic cost observations in this reference scenario.
| Revenue stream | Collected jobs | Revenue per job | Monthly revenue | Monthly direct costs | Monthly contribution |
|---|---|---|---|---|---|
| Service calls | 84 | $525 | $44,100 | $13,944 | $30,156 |
| Replacement jobs | 4 | $12,500 | $50,000 | $26,400 | $23,600 |
| Combined | 88 | Fixed mix only | $94,100 | $40,344 | $53,756 |
The shared reference calculator accepts one volume, price and direct-cost share, so this exact 84:4 mix is represented there as 88 weighted collected job-equivalents at about $1,069.32 each and 42.87% direct costs. This is a disclosed calculation adapter, not an observed generic HVAC ticket. Change the mix in the two-stream calculator, then recompute contribution and technician capacity.
At the fixed mix in New Mexico, the model requires 58.2 weighted job-equivalents for depreciation-inclusive EBIT break-even, about 55.55 service calls and 2.65 replacement jobs together. Operating EBITDA is $20,571, cash after the monthly maintenance allowance is $18,371, and EBIT after depreciation is $18,204 at the stated mature volume. These boundaries differ because maintenance cash and depreciation are separate costs.
The fixed mix plans 311.88 of 346.67 paid field hours, including 9.48 callback hours and 30 support hours. The 98-job ceiling applies only to this mix. The shared model calculates receivables; customer deposits, $24,400 of monthly replacement equipment and variable-job outlay, supplier credit and inventory aging need a separate cash schedule.
Opening funding in New Mexico: $345,930 under the authored vehicle, tool, stock, premises, roster, ramp and buffer inputs. For a selected territory, replace those inputs with current qualified-person, permit, vehicle, insurance, supplier, staffing, collected-price, job-mix and demand evidence. Build the dispatch and callback plan before promising more jobs.
This completed planning profile combines checked state wage and population sources with a transparent financial scenario. Use its opening-cost, operating-cost and revenue figures as planning inputs, then replace location-sensitive assumptions when evaluating a specific address or service area.
| Evidence family | Published basis | What to confirm locally |
|---|---|---|
| Opening costs | Published planning inputs — replace with local quotes | premises scope, fitout, equipment, installation freight tax, deposits, preopening training, opening inventory, contingency |
| Operating costs | Published planning inputs — replace with local quotes | occupancy, utilities, insurance, materials, payment fees, marketing, software administration, maintenance |
| Paid labor and employer costs | State wage benchmark used — confirm employer costs | paid roster, wages, wage floor overtime, employer taxes, benefits leave, workers compensation, owner role |
| Revenue and collections | Published planning inputs — validate price and demand locally | realized price mix, demand volume, capacity, industry cross check, launch ramp, seasonality, collections |
| Permissions and fees | Confirm for the selected address | activity address jurisdiction, initial fees, recurring fees |
National equipment prices can support the plan where configuration, delivery and taxes match the intended purchase. Confirm rent, selling prices, demand and permissions for the actual location instead of applying a generic state adjustment.
The Census estimate for New Mexico is 2,125,498 people. It declined by 1,276 between July 2024 and July 2025 (−0.06%). This statewide movement cannot identify a viable service territory, collected job mix or productive field schedule.
Using the same paid roster, New Mexico occupational wages produce $18,485 of monthly loaded payroll. That is −12.76% relative to the identical roster priced with national occupation medians ($21,190). Only wage benchmarks change in this comparison; it does not measure a state’s overall business attractiveness.
BLS wage source · Census population source · Exact fields and workbook rows
Local residential HVAC service and replacement contractor with two paid field technicians, paid dispatch and owner-manager coverage, two service vehicles, ordinary parts stock, and a defined service area. A local residential HVAC service-and-replacement company using two paid field technicians, service vehicles, ordinary parts stock, and a defined service area.
Two paid field technicians supply 346.67 monthly hours. The authored 84-service-call and 4-replacement-job mix uses 176.40 service-cycle hours, 96.00 replacement crew-hours, 9.48 callback hours, and 30.00 hours for training, stocking, and meetings, leaving 34.79 hours. The 98-job engine ceiling preserves the fixed mix; generic HVAC jobs are not interchangeable, and the figures are not observed demand.
| Input | Reference assumption |
|---|---|
| weighted-mix collected jobs per month | 88 |
| Net selling price per weighted-mix collected job | $1,069.32 |
| Trading days / month | Monthly activity; no daily multiplier |
| Variable cost share | 42.9% |
| Occupancy / month | $3,200 |
| Other fixed costs / month | $11,500 |
| Employer cost allowance | 18% above base wages |
Service calls carry $145.00 of parts and consumables per collected call plus 2.5% for payment and financing and 1.5% for warranty parts and credits. Replacement jobs carry $5,500.00 of equipment and parts plus $600.00 for permits, disposal, and specialty work, the same percentage allowances, and a disclosed 42.87% fixed-mix adapter for the shared engine. Vehicle, general liability, and other business insurance $2,500.00; fuel $1,800.00; recurring local marketing $4,000.00; dispatch, CRM, phones, and software $900.00; utilities and shop supplies $650.00; accounting, legal, licensing, and continuing education $750.00; tolls, parking, and telematics $400.00; recruiting, uniforms, and safety $500.00. Occupancy or storage and the monthly maintenance allowance are modeled separately.
| Role / SOC | Paid hours / month | Wage benchmark / hour | P25–P75 / hour | Base wages / month |
|---|---|---|---|---|
| Two paid HVAC field technicians49-9021 · Heating, Air Conditioning, and Refrigeration Mechanics and Installers · State observation | 346.7 | $24.17 | $21.71–$30.24 | $8,379 |
| Paid dispatcher and customer-service coverage43-4051 · Customer Service Representatives · State observation | 130 | $18.77 | $17.26–$22.63 | $2,440 |
| Paid owner-manager and qualifying-contractor coverage49-1011 · First-Line Supervisors of Mechanics, Installers, and Repairers · State observation | 130 | $37.28 | $27.18–$47.57 | $4,846 |
Base wages total $15,665 per month. An authored 18% allowance for employer costs adds $2,820, giving $18,485 of loaded payroll. The allowance is a planning shortcut; it is not a state-specific payroll tax calculation or benefits quote for New Mexico.
The research handoff's occupational wage rows are broad occupation anchors for the stated period and geography. They do not establish company-specific hiring quotes, qualifications, lawful scheduling, employer obligations, technician eligibility, contractor authority, refrigerant authorization, or compensation terms. The reference pays the disclosed field and support hours rather than using unpaid owner work to create capacity. Every operating role is paid, including management or supervision. If the owner performs a modeled role, their compensation occupies that role once; no additional owner draw is included in operating profit.
The middle 50% wage interval describes the occupation’s observed wage distribution. It is not a confidence interval for this business’s total payroll. Allocate the aggregate hours across an actual roster and check wage rules, overtime, leave and employer obligations for the chosen location.
| Use of funds | Cash paid |
|---|---|
| Two late-model used cargo vans and basic upfits | $90,000 |
| Service, diagnostic and refrigerant-recovery tool packages | $28,000 |
| Installation, ladder, safety and lifting tools | $12,000 |
| Opening repair-parts and consumables stock | $20,000 |
| Recovery cylinders, A2L storage and PPE | $8,000 |
| Small shop or yard setup and office furniture | $12,000 |
| Licensing, certifications, insurance deposits and professional setup | $12,000 |
| Dispatch, CRM, phones, website and IT setup | $8,000 |
| Launch marketing | $15,000 |
| Opening contingency | $25,000 |
| Refundable deposit (two months of occupancy) | $6,400 |
| Paid pre-opening training | $3,656 |
| Total payments before opening | $240,056 |
The equipment and premises allowances are the same in all 50 states for this operating format. They are a comparison baseline and must be replaced with local scopes and quotes. Training uses 120 aggregate paid hours at the modeled team’s weighted loaded rate. The refundable deposit is cash tied up, not an operating expense.
The cash schedule tests 60 months, with sales ramping through 40%, 55%, 70%, 82%, 90%, 96%, 100% of the volume assumption. Full payroll and fixed costs begin in month one. The reserve covers the deepest cumulative operating deficit plus the stated buffer. A buffer is retained cash, not spending and not part of project payback twice.
The public model must distinguish booked, earned, invoiced, deposited, and collected amounts. Customer deposits for undelivered replacement work affect cash timing but do not create a second sale. Equipment and parts paid before final collection, supplier credit, receivable days, refunds, warranty recoveries, chargebacks, and taxes collected for government retain separate schedules. Asset purchases are depreciated over 60 months for this scenario. No sale or deposit recovery is assumed at the end.
The assumed 84 service calls plus four replacement jobs per month produces approximately $18,204 mature monthly EBIT after the paid roster and depreciation. At the stated contribution and paid roster, 63 service calls plus 3 replacement jobs per month (66 collected jobs at the exact mix) produces $4,765.12 mature monthly EBIT. At the previous activity of 42 service calls plus 2 replacement jobs per month (44 collected jobs at the exact mix), EBIT is -$8,673.88. This is the minimum at the stated 22-unit resolution; delivery still depends on the workload and collection checks below. Additional starting cash changes the funding position; it does not improve contribution per unit or reduce the recurring operating boundary.
| Measure | Monthly amount |
|---|---|
| Revenue | $94,100 |
| Variable operating costs | $40,344 |
| Loaded payroll, including management | $18,485 |
| Occupancy assumption | $3,200 |
| Other fixed operating costs | $11,500 |
| EBITDA | $20,571 |
| Depreciation | $2,367 |
| Operating profit (EBIT) | $18,204 |
| Maintenance capital expenditure | $2,200 |
| Mature project cash flow | $18,371 |
EBIT deducts paid operating costs and depreciation. Monthly fixed costs plus depreciation ($35,551.88) divided by contribution per weighted-mix collected job ($610.86) gives approximately 58.199369 collected jobs at the reference mix per month. Amounts are displayed rounded; the calculation uses the full input precision. At the stated contribution and paid roster, 63 service calls plus 3 replacement jobs per month (66 collected jobs at the exact mix) produces $4,765.12 mature monthly EBIT. At the previous activity of 42 service calls plus 2 replacement jobs per month (44 collected jobs at the exact mix), EBIT is -$8,673.88. This is the minimum at the stated 22-unit resolution; delivery still depends on the workload and collection checks below. EBITDA operating-cost break-even is approximately 54.325073 collected jobs at the reference mix per month. Cash-after-maintenance break-even is approximately 57.926531 collected jobs at the reference mix per month, before receivable movement; it is not launch payback or owner take-home pay.
| Measure | Months 1–12 | Mature month |
|---|---|---|
| Revenue | $972,053 | $94,100 |
| Operating profit (EBIT) | $128,677 | $18,204 |
| Project cash flow | $124,844 | $18,371 |
Project payback occurs in month 19 in this reference schedule. It measures recovery of actual pre-opening payments from cumulative project cash, with no financing or owner distributions. It does not measure cash paid back to an owner.
Cancelled visits, open estimates, unfinished work, unpaid invoices, deposits for undelivered work, and callbacks can inflate the dispatch board without producing the contribution used by the model.
Service and replacement work use different direct materials, crew-hours, collection timing, callback exposure, and working cash. The weighted shared-model unit must retain its exact fixed mix and derivation.
Change the assumptions to see how this format responds. The sections above remain the published reference, so you can compare your scenario with the original. Use the browser-local export buttons below to save only the scenario you are working on.
Reference scenario. JavaScript enables editing and exports.
88 weighted-mix collected jobs per month × $1,069.32 = $94,100 revenue. Loaded payroll: $18,485 per month. Break-even uses 59.4% of capacity.
The download preserves the published scenario and its source references.
Describe the exact entity, ownership, residential service and replacement tasks, equipment types, refrigerants, employee roles, subcontractors, service area, ordinary and emergency hours, vehicles, storage, disposal, customer contracts, deposits, warranties, and advertising. Ask the responsible federal, state, and local offices, insurer, and counsel which contractor, business, trade, refrigerant, building, mechanical, electrical, environmental, employer, tax, consumer, vehicle, storage, and disposal requirements apply.
| Workstream | Official starting points | What to ask |
|---|---|---|
| Business and activity | Which entity, name or activity registrations apply, and which local or specialist office also has responsibility? | |
| Tax | Which registrations and treatment apply to the actual goods or services, location and staffing arrangements? | |
| Employers | Which employer accounts, reporting steps and labor obligations apply to the planned paid roster? |
Take the activity, address, proposed equipment and staffing plan to the relevant office. Record applicability, supporting documents, fees, dependencies and renewal terms from the actual official response.
Agency routes were listed on the IRS New Mexico directory when retrieved September 5, 2026. Links identify starting offices; they do not verify a permit, tax treatment, fee or opening time for this business. Open the full New Mexico opening checklist →
Define a narrow residential scope and service area, then run authorized field tests. Record completed and collected service calls, replacement jobs, realized prices, direct costs, paid hours, travel, callbacks, and work declined.
Confirm the entity, ownership, contractor scope, individual qualifications, refrigerant tasks, local permits, insurance, two vehicles, tools, secure storage, disposal, and job documentation before accepting work.
Build the fixed service-and-replacement mix, supplier and deposit timing, productive schedule, maintenance investment, ramp loss, and cash buffer without assuming every inquiry becomes a completed job.
Repeat travel, diagnosis, labor, warranty parts, and customer recovery belong to the original job and reduce the next period's usable paid hours.
For a selected address or service area, collect an evidence pack covering premises and equipment quotes, paid demand, staffing, collection terms and the responsible authorities. The state wage and population evidence on this page does not supply those location-specific inputs.
State: New Mexico, FIPS 35. Cross-industry, ownership 1235. H_MEDIAN supplies an available hourly benchmark; H_PCT25 and H_PCT75 describe the occupational distribution. 49-9021 (Heating, Air Conditioning, and Refrigeration Mechanics and Installers), state workbook row 22654; 43-4051 (Customer Service Representatives), state workbook row 22536; 49-1011 (First-Line Supervisors of Mechanics, Installers, and Repairers), state workbook row 22629. Retrieved September 5, 2026.
The national comparison uses the same paid roster and these national H_MEDIAN observations: 49-9021, national workbook row 1115; 43-4051, national workbook row 872; 49-1011, national workbook row 1073. Any national value substituted for a suppressed state value is identified separately. National observations do not become state observations.
SUMLEV 040; STATE 35; POPESTIMATE2025 and POPESTIMATE2024. July 1 estimates; change and percentage change are calculated within the same vintage. Population is context, not a customer forecast.
OEWS covers employee jobs across industries. It is a statistical benchmark, not a hiring quote or legal wage floor. Employer benefits and overtime premiums are outside the wage measure; tips can be included.
An official route to the state government and major agencies. This directory does not confirm the fees, permits or approval times for a particular address or business.
All selling prices, demand, paid hours, employer allowance, premises, startup allowances, cost shares, ramp and cash buffer are authored planning inputs. No commercial quote or researched state total is implied.
The stated business format and paid roster define the operating unit. Wage and population observations retain their geography and period. Replace commercial assumptions only with evidence that matches the scope, then reconcile the same inputs across earnings, cash and the dated delivery schedule.
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