Project payback calculator
When do cumulative project cash flows recover payments made before opening?
Durable recovery within the entered horizon
Complete the inputs to see the result.
Read the result within its limits
The result is the first month at or above zero after which cumulative cash never falls below zero again within the supplied horizon. This is simple, undiscounted project payback; it does not include terminal value or cash flows you have not entered.
Do not add the cash reserve to opening outlay and then subtract the same financed operating losses again. Returning the owner’s entire contributed cash is a different question that needs a distribution schedule.
See the whole financial chain.
Use the restaurant worked example to connect opening capital, revenue, costs and cash. All its financial values are synthetic.
Financial information disclaimer
Published research and calculations support business planning and education. They are not personalized financial, investment, tax or legal advice, and they do not guarantee costs, revenue, profit or financing. Estimates depend on the stated format, location, source periods and assumptions. Check the requirements and commitments that apply to your circumstances.