:root{--bg:#eff3f7;--paper:#fff;--ink:#1c334b;--muted:#5a6b7b;--accent:#255eb1;--accent-soft:#e6eef9;--line:#ccd6e1;--amber:#73571d;--amber-bg:#f3ebd7;--radius:6px;--heading:'Segoe UI',Arial,sans-serif;--body:'Segoe UI',Arial,sans-serif;--mono:Consolas,'Courier New',monospace}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.6 var(--body);padding-bottom:0}body.financial-page{padding-bottom:95px}a{color:inherit;text-decoration-thickness:1px;text-underline-offset:4px}a:hover{color:var(--accent)}button,input,select{font:inherit}button,a,input,select,summary{touch-action:manipulation}button{cursor:pointer}button:disabled{cursor:default}button{color:inherit}button,input,select{border-radius:var(--radius)}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #ba760e;outline-offset:4px}input,select{max-width:100%}[hidden]{display:none!important}.skip{position:fixed;top:-80px;left:16px;z-index:100;background:var(--paper);padding:12px}.skip:focus{top:12px}.container{max-width:1280px;margin:auto;padding:0 36px}.site-header{background:var(--bg);border-bottom:1px solid var(--line)}.header-inner{height:88px;display:flex;align-items:center;gap:38px}.brand{text-decoration:none;font-weight:700;font-size:22px;line-height:1.05;letter-spacing:-.7px;display:flex;align-items:center;gap:11px;white-space:nowrap}.brand-mark{display:grid;grid-template-columns:5px 5px 5px;gap:3px;align-items:end;height:24px}.brand-mark i{background:currentColor;height:12px}.brand-mark i:nth-child(2){height:19px}.brand-mark i:nth-child(3){height:26px}.brand small{font-weight:400}.primary-nav{display:flex;gap:27px;margin-left:auto}.primary-nav a{text-decoration:none;font-size:15px;font-weight:600}.primary-nav a[aria-current=page]{text-decoration:underline;text-underline-offset:8px}.menu-toggle{display:none;border:1px solid var(--line);background:transparent;width:38px;height:38px}.demo-strip{border-bottom:1px solid var(--line);font-size:13px;letter-spacing:.02em}.demo-strip .container{display:flex;justify-content:space-between;gap:18px;padding-top:7px;padding-bottom:7px}.demo-strip strong{font-weight:650}.demo-strip a{font-size:13px}.breadcrumbs{display:flex;gap:9px;flex-wrap:wrap;align-items:center;font-size:13px;margin:26px 0 19px;color:var(--muted)}.breadcrumbs a{text-decoration:none}.breadcrumbs .current{color:var(--ink)}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-weight:400;font-family:var(--heading)}h1{font-size:60px;line-height:1.06;letter-spacing:-2px;margin-bottom:22px}h2{font-size:37px;line-height:1.17;letter-spacing:-.8px;margin-bottom:18px}h3{font-size:25px;line-height:1.3;letter-spacing:-.3px;margin-bottom:12px}p{margin-bottom:18px}.eyebrow{font-size:12px;line-height:1.4;text-transform:uppercase;letter-spacing:1.8px;font-weight:650;margin-bottom:18px;display:block}.muted,.subtle{color:var(--muted)}.lead{font-size:19px;line-height:1.65;max-width:600px;color:var(--muted)}.small{font-size:14px;line-height:1.5}.micro{font-size:13px;line-height:1.45}.pill{display:inline-flex;align-items:center;gap:7px;font-size:12px;line-height:1.3;font-weight:600;padding:6px 9px;background:var(--accent-soft);border-radius:3px}.pill:before{content:'';width:5px;height:5px;background:var(--accent);border-radius:100%}.pill.demo{color:var(--amber);background:var(--amber-bg)}.pill.demo:before{background:var(--amber)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:16px;min-height:48px;padding:12px 20px;border:1px solid var(--accent);background:var(--accent);color:#fff;text-decoration:none;font-size:15px;font-weight:650;line-height:1.4;border-radius:var(--radius)}.btn:hover{background:var(--ink);color:white}.btn.secondary{color:var(--ink);background:transparent;border-color:var(--line)}.btn.secondary:hover{background:var(--accent-soft)}.text-link{font-weight:600;font-size:15px;display:inline-block}.btn-row{display:flex;gap:12px;align-items:center;flex-wrap:wrap;margin-top:24px}.hero{display:grid;grid-template-columns:1fr 1.05fr;gap:60px;align-items:center;padding:28px 0 56px}.hero .lead{font-size:18px}.hero-intro .pill{margin-bottom:20px}.hero-intro h1{max-width:540px}.hero-intro .scenario-caption{font-size:14px;margin-top:28px;color:var(--muted)}.hero-summary{background:var(--accent-soft);padding:31px 32px 27px;border-top:3px solid var(--accent);border-radius:0 0 var(--radius) var(--radius)}.hero-summary .label{display:block;font-size:15px}.big-number{font-family:var(--heading);font-size:58px;line-height:1.25;font-weight:400;letter-spacing:-2px;white-space:nowrap;margin:4px 0 8px;display:block;font-variant-numeric:tabular-nums}.hero-summary .subtle{font-size:13px}.quick-metrics{display:grid;grid-template-columns:1fr 1fr;gap:25px;margin:23px 0 24px;padding-top:20px;border-top:1px solid #c6d3c4}.metric strong{font-size:25px;line-height:1.3;display:block;font-weight:600;font-variant-numeric:tabular-nums;letter-spacing:-.6px}.metric span{display:block;font-size:13px;line-height:1.45;max-width:205px;margin-top:5px}.hero-summary>.btn{width:100%;margin-bottom:11px}.hero-summary>p:last-child{margin-bottom:0}.workspace{border-top:1px solid var(--line)}.section-nav{display:flex;gap:27px;overflow-x:auto;white-space:nowrap;padding:18px 0;border-bottom:1px solid var(--line);margin-bottom:0}.section-nav a{font-size:14px;text-decoration:none;font-weight:600}.section-nav a:hover{text-decoration:underline}.section-nav small{display:none}.content-section{padding:55px 0;border-bottom:1px solid var(--line);scroll-margin-top:20px}.section-title{display:flex;align-items:flex-start;gap:22px;margin-bottom:27px}.section-number{font-family:var(--mono);font-size:13px;margin-top:8px;color:var(--muted)}.section-title h2{margin-bottom:8px}.section-title p{margin:0;max-width:760px;color:var(--muted)}.passport{display:grid;grid-template-columns:repeat(4,1fr);margin:24px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.passport div{padding:20px;border-right:1px solid var(--line)}.passport div:first-child{padding-left:0}.passport div:last-child{border-right:0}.passport dt{color:var(--muted);font-size:14px;margin-bottom:5px}.passport dd{margin:0;font-size:19px;font-weight:600}.note{font-size:14px;border-left:3px solid var(--accent);padding:8px 16px;background:var(--accent-soft)}.note.warning{border-color:#9a7733;background:var(--amber-bg);color:#604a20}.note p:last-child{margin-bottom:0}.formats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:25px 0}.format-card{display:block;width:100%;text-align:left;padding:22px;background:var(--paper);border:1px solid var(--line);color:var(--ink);line-height:1.5;position:relative}.format-card[aria-pressed=true]{border:2px solid var(--accent);padding:21px;background:var(--accent-soft)}.format-card .format-name{font-size:20px;font-weight:650;display:block;margin-bottom:5px}.format-card .format-price{font-size:26px;font-family:var(--heading);display:block;margin:10px 0 3px;letter-spacing:-.5px}.format-card .small{display:block}.selected-dot{position:absolute;right:16px;top:17px;border:1px solid var(--line);border-radius:100%;width:17px;height:17px}.format-card[aria-pressed=true] .selected-dot{border:5px solid var(--accent);background:white}.split{display:grid;grid-template-columns:1.25fr 1fr;gap:38px;align-items:start}.table-wrap{width:100%;overflow-x:auto}table{width:100%;border-collapse:collapse;font-size:15px;font-variant-numeric:tabular-nums;text-align:left}caption{text-align:left;font-size:13px;color:var(--muted);margin-bottom:12px}th{font-size:12px;text-transform:uppercase;letter-spacing:.6px;color:var(--muted);font-weight:650}th,td{padding:13px 14px;border-bottom:1px solid var(--line);vertical-align:top}th:first-child,td:first-child{padding-left:0}th:last-child,td:last-child{padding-right:0}td.num,th.num{text-align:right;white-space:nowrap}tr.total td{border-top:2px solid var(--ink);font-weight:650;background:var(--accent-soft)}tr.emphasis td{font-weight:650}.funding-block{background:var(--paper);padding:28px;border:1px solid var(--line)}.funding-row{display:flex;justify-content:space-between;gap:12px;font-size:15px;padding:12px 0;border-bottom:1px solid var(--line)}.funding-row strong{font-variant-numeric:tabular-nums;white-space:nowrap}.funding-row.total{padding-top:18px;font-weight:650;border-bottom:0}.funding-row.total strong{font-size:25px;color:var(--accent)}details{border-bottom:1px solid var(--line);padding:16px 0}summary{cursor:pointer;font-weight:600;list-style:none;display:flex;align-items:center;justify-content:space-between;gap:15px;font-size:15px}summary::after{content:'+';font-family:var(--body);font-size:22px;font-weight:400}details[open]>summary::after{content:'−'}summary::-webkit-details-marker{display:none}details[open]>summary{margin-bottom:18px}details p,details li{font-size:14px}.formula{background:var(--accent-soft);padding:15px 18px;font:13px/1.7 var(--mono);overflow-wrap:anywhere;border-radius:3px}.calculator{display:grid;grid-template-columns:340px minmax(0,1fr);gap:40px}.controls{background:var(--paper);border:1px solid var(--line);padding:25px;align-self:start}.controls h3{margin-bottom:8px}.control-label{display:flex;justify-content:space-between;gap:12px;font-size:14px;font-weight:600;margin:22px 0 8px}fieldset{border:0;padding:0;margin:0;min-width:0}legend{font-size:14px;font-weight:600;margin-bottom:9px}.segments{display:grid;grid-template-columns:repeat(3,1fr);gap:3px;background:var(--bg);border:1px solid var(--line);padding:3px}.segments button{border:0;background:none;padding:8px 3px;font-size:12px;font-weight:650}.segments button[aria-pressed=true]{background:var(--accent);color:white}.input-unit{display:flex;align-items:center;gap:9px}.input-unit input{width:100%;min-width:0;font-weight:600}.input-unit span{font-size:13px;color:var(--muted)}input[type=number],input[type=search],select{min-height:47px;border:1px solid var(--line);background:var(--paper);color:var(--ink);padding:10px 13px}input[type=range]{width:100%;accent-color:var(--accent);margin:8px 0}.range-ends{display:flex;justify-content:space-between;font-size:12px;color:var(--muted)}.control-foot{padding-top:16px;margin-top:18px;border-top:1px solid var(--line)}.control-foot button{background:none;border:0;padding:0;text-decoration:underline;font-size:14px}.result-heading{display:flex;justify-content:space-between;gap:14px;align-items:start;margin:0 0 12px}.result-heading h3{margin-bottom:5px}.result-heading .pill{white-space:nowrap}.calc-status{margin:16px 0 0;min-height:38px;font-size:13px;color:var(--muted)}.result-insight{font-size:16px;padding:18px;border-left:3px solid var(--accent);background:var(--accent-soft);margin:24px 0 0}.result-insight strong{font-weight:700}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:35px;margin-top:36px}.stat-panel{border:1px solid var(--line);background:var(--paper);padding:25px}.stat-panel h3{font-size:24px}.stat-panel .value{font-size:35px;font-family:var(--heading);line-height:1.25;margin:5px 0 12px;display:block}.capacity-track{height:8px;width:100%;background:var(--line);border-radius:2px;margin:18px 0 8px;overflow:hidden}.capacity-fill{height:100%;background:var(--accent);max-width:100%;transition:width .2s}.period-table{margin-top:34px}.period-table h3{margin-bottom:6px}.cash-chart{margin-top:28px;border:1px solid var(--line);padding:25px;background:var(--paper)}.cash-chart-header{display:flex;justify-content:space-between;gap:20px;align-items:start}.cash-chart-header strong{font-size:23px;font-family:var(--heading);font-weight:400}.cash-chart svg{display:block;width:100%;height:auto;margin-top:15px;overflow:visible}.chart-label{fill:var(--muted);font:12px var(--body)}.chart-grid{stroke:var(--line);stroke-width:1}.chart-zero{stroke:var(--muted);stroke-dasharray:5 5}.chart-line{stroke:var(--accent);stroke-width:3;fill:none}.chart-area{fill:var(--accent);opacity:.07}.model-banner{display:grid;grid-template-columns:1.4fr 1fr;gap:40px;align-items:center;padding:32px;background:var(--ink);color:white;margin:38px 0 0;border-radius:var(--radius)}.model-banner h3{font-size:29px;margin-bottom:10px;color:white}.model-banner p{font-size:15px;color:#dbe4db;margin:0}.model-banner .btn{background:#fff;color:#183e31;border-color:white}.model-banner .micro{display:block;text-align:center;margin-top:12px;color:#dbe4db}.scores{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.score-card{padding:24px;border:1px solid var(--line);background:var(--paper)}.score-card h3{font-size:21px}.score-state{font-size:25px;line-height:1.3;margin:20px 0 9px;font-family:var(--heading)}.score-card p{font-size:14px;color:var(--muted)}.weights{list-style:none;margin:0;padding:0}.weights li{display:flex;justify-content:space-between;gap:15px;padding:9px 0;border-top:1px solid var(--line);font-size:13px}.weights li strong{font-family:var(--mono);white-space:nowrap}.score-example{margin-top:24px;border:1px solid var(--line);padding:19px 23px;background:var(--amber-bg)}.score-example .split{gap:28px}.score-example h3{font-family:var(--body);font-size:18px;font-weight:600}.factor-table{font-size:13px}.factor-table th{font-size:11px}.factor-table td,.factor-table th{padding:9px 7px}.checklist{padding-left:0;margin:0;list-style:none;counter-reset:steps}.checklist li{border-top:1px solid var(--line);padding:22px 0 22px 43px;position:relative;counter-increment:steps}.checklist li:before{content:counter(steps,decimal-leading-zero);font:13px var(--mono);position:absolute;left:0;top:25px;color:var(--muted)}.checklist strong{display:block;margin-bottom:5px}.checklist p{font-size:15px;margin:0;color:var(--muted)}.risk-grid{display:grid;grid-template-columns:1fr 1fr;gap:32px}.source-entry{display:grid;grid-template-columns:230px 1fr;gap:30px;border-top:1px solid var(--line);padding:24px 0}.source-entry strong{font-size:15px}.source-entry p{font-size:14px;margin:5px 0}.source-entry .meta{font:12px/1.6 var(--mono);color:var(--muted)}.source-entry .pill{margin-bottom:9px}.footer{padding:38px 0 42px;border-top:1px solid var(--line);margin-top:25px}.footer-top{display:flex;align-items:flex-start;justify-content:space-between;gap:28px}.footer p{font-size:13px;color:var(--muted);max-width:650px;margin:15px 0 0}.footer-links{display:flex;gap:20px;flex-wrap:wrap;font-size:13px}.sticky-bar{position:fixed;bottom:0;left:0;width:100%;background:var(--paper);border-top:1px solid var(--line);z-index:20;box-shadow:0 -5px 20px #00000006;transform:translateY(120%);transition:transform .2s}.sticky-bar.visible{transform:none}.sticky-inner{min-height:79px;display:flex;gap:28px;align-items:center;justify-content:space-between}.sticky-label{font-size:12px;line-height:1.4;max-width:150px;color:var(--muted)}.sticky-stat{display:flex;flex-direction:column;font-size:12px;line-height:1.45}.sticky-stat strong{font-size:20px;font-weight:600;color:var(--ink)}.sticky-bar .btn{min-height:43px;font-size:13px;padding:10px 16px}.home-hero{padding:69px 0 67px;display:grid;grid-template-columns:1.15fr .85fr;gap:60px}.home-hero h1{font-size:72px;max-width:670px}.home-hero .lead{max-width:520px}.home-search{display:flex;gap:8px;background:white;border:1px solid var(--line);padding:7px;margin:27px 0 18px}.home-search input{min-width:0;width:100%;border:0;padding-left:8px}.home-search .btn{white-space:nowrap}.sample-panel{background:var(--accent-soft);padding:30px;align-self:center;border-top:3px solid var(--accent)}.sample-panel h2{font-size:33px;margin:20px 0}.sample-panel .sample-number{font-family:var(--heading);font-size:42px;letter-spacing:-1px}.sample-row{display:flex;justify-content:space-between;gap:15px;border-top:1px solid #c6d3c4;padding:13px 0;font-size:14px}.sample-panel .btn{width:100%;margin-top:15px}.path-intro{display:flex;justify-content:space-between;align-items:end;gap:20px;margin-bottom:25px}.category-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:1px solid var(--line);border-left:1px solid var(--line)}.category-link{min-height:100px;padding:21px;text-decoration:none;border-right:1px solid var(--line);border-bottom:1px solid var(--line);display:flex;justify-content:space-between;gap:12px;align-items:center;font-size:15px;font-weight:600}.category-link span{color:var(--muted);font:12px var(--mono)}.category-link:hover{background:var(--accent-soft)}.how-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:30px}.how-grid article{border-top:1px solid var(--ink);padding-top:18px}.how-grid .eyebrow{color:var(--muted)}.how-grid h3{font-size:25px}.how-grid p{font-size:14px;color:var(--muted)}.page-intro{padding:49px 0 30px;max-width:920px}.page-intro h1{margin-bottom:20px}.toolbar{display:grid;grid-template-columns:minmax(230px,1.35fr) minmax(210px,1fr) minmax(150px,.6fr) auto;align-items:end;gap:16px;padding:24px;background:var(--paper);border:1px solid var(--line)}.toolbar label{font-size:13px;font-weight:600;display:block;margin-bottom:7px}.toolbar input,.toolbar select{width:100%}.toolbar .btn{padding:12px 15px}.catalog-meta{display:flex;justify-content:space-between;gap:12px;padding:23px 0 15px;font-size:14px}.idea-list{border-top:1px solid var(--ink);margin-bottom:45px}.idea-row{display:grid;grid-template-columns:1.05fr 1fr 185px 95px;gap:20px;align-items:center;padding:19px 0;border-bottom:1px solid var(--line)}.idea-row.idea-head{font-size:12px;color:var(--muted);text-transform:uppercase;letter-spacing:.5px;padding:12px 0}.idea-row h3{font:600 17px var(--body);letter-spacing:0;margin:0}.idea-row .category{font-size:14px;color:var(--muted)}.idea-row .availability{font-size:13px;color:var(--muted)}.idea-row .availability.ready{color:var(--accent);font-weight:600}.idea-row>a,.idea-row>button{font-size:14px;justify-self:end;background:transparent;border:0;text-decoration:underline;white-space:nowrap;padding:8px 0}.empty-state{text-align:center;padding:65px 25px;border-bottom:1px solid var(--line)}dialog{max-width:530px;width:calc(100% - 36px);padding:34px;border:1px solid var(--line);border-radius:6px;color:var(--ink);background:var(--paper);box-shadow:0 20px 100px #0003}dialog::backdrop{background:#1a292673;backdrop-filter:blur(3px)}.dialog-close{float:right;background:none;border:1px solid var(--line);width:35px;height:35px;font-size:22px}.dialog-body{margin-top:24px}.dialog-body h2{font-size:32px}.dialog-body .btn-row{margin-top:24px}.state-hero{display:grid;grid-template-columns:1.2fr .8fr;gap:50px;align-items:center;padding:52px 0}.state-snapshot{border:1px solid var(--line);background:var(--paper);padding:27px}.state-snapshot h3{font-size:25px}.state-snapshot .funding-row{font-size:14px}.compare-controls{display:flex;align-items:center;flex-wrap:wrap;gap:15px;margin:24px 0}.check-chip{display:flex;gap:9px;align-items:center;padding:10px 15px;border:1px solid var(--line);background:var(--paper);font-size:15px;border-radius:3px}.check-chip:has(input:checked){border-color:var(--accent);background:var(--accent-soft)}input[type=checkbox]{width:16px;height:16px;accent-color:var(--accent)}.compare-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.compare-card{padding:25px;border:1px solid var(--line);background:var(--paper)}.compare-card.featured{border-top:3px solid var(--accent);padding-top:23px}.compare-card h3{margin:13px 0 20px}.compare-card dl{margin:0}.compare-card dl div{padding:12px 0;border-top:1px solid var(--line)}.compare-card dt{font-size:13px;color:var(--muted)}.compare-card dd{font:600 23px var(--body);margin:4px 0 0}.compare-card dd small{font-size:13px;font-weight:400}.compare-card .btn{width:100%;margin-top:20px;font-size:14px}.compare-card .small{min-height:42px}.state-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:27px 0 50px}.state-link{background:var(--paper);border:1px solid var(--line);padding:17px;text-align:left;font-size:16px;line-height:1.4;text-decoration:none;color:var(--ink)}.state-link span{display:block;font-size:12px;color:var(--muted);margin-top:5px}.state-link.active{border-color:var(--accent);background:var(--accent-soft)}.state-picker{display:flex;gap:12px;align-items:end;max-width:610px}.state-picker label{display:block;font-size:14px;margin-bottom:7px}.state-picker>div{flex:1}.state-picker select{width:100%}.state-search{max-width:500px;width:100%}.concept-grid{display:grid;grid-template-columns:1fr 1fr;gap:30px;margin:28px 0}.concept-card{border:1px solid var(--line);background:var(--paper)}.concept-copy{padding:30px}.concept-copy h2{font-size:35px}.concept-copy ul{padding-left:19px;font-size:15px}.concept-mini{padding:25px;background:#edf1e9;min-height:310px}.mini-top{font-size:12px;font-weight:700;padding-bottom:13px;border-bottom:1px solid #bdc9bb;display:flex;justify-content:space-between}.mini-content{display:grid;grid-template-columns:1fr 1.1fr;gap:20px;margin-top:32px;align-items:start}.mini-title{font:32px/1.1 Georgia,serif;letter-spacing:-1px}.mini-answer{border-top:2px solid #245b49;background:#dce6d8;padding:18px;font-size:11px}.mini-answer b{display:block;font:31px Georgia,serif;margin:5px 0}.mini-bars{display:flex;gap:4px;height:37px;align-items:end;margin-top:15px}.mini-bars i{display:block;background:#66876d;width:14px}.mini-bars i:nth-child(1){height:20%}.mini-bars i:nth-child(2){height:45%}.mini-bars i:nth-child(3){height:65%}.mini-bars i:nth-child(4){height:90%}.mini-bars i:nth-child(5){height:100%}.concept-mini.desk-mini{background:#eef2f7;color:#203348;border-top:18px solid #172d42}.desk-mini .mini-content{grid-template-columns:70px 1fr;gap:15px;margin-top:18px}.mini-rail{font:11px/2.7 'Segoe UI',sans-serif;border-right:1px solid #c5cfdb}.desk-mini .mini-title{font:bold 24px/1.1 'Segoe UI',sans-serif;letter-spacing:-.5px}.desk-mini .mini-answer{font-size:11px;margin-top:16px;padding:12px;background:white;border:1px solid #c5cfdb}.desk-mini .mini-answer b{font:bold 27px 'Segoe UI',sans-serif}.concept-routes{width:100%;margin:30px 0}.concept-routes td{font-size:14px}.concept-routes a{font-weight:600}.methodology-main{max-width:950px}.methodology-main .content-section{padding:38px 0}.badge-line{display:flex;gap:9px;align-items:center;flex-wrap:wrap}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
/* Desk changes page structure, density, typography and control placement. */

.site-header{background:#172d42;color:#f5f8ff}.header-inner{height:70px}.primary-nav a:hover,.brand:hover{color:white}.brand{font-size:21px}.demo-strip{background:#e3eaf3}h1{font-size:43px;line-height:1.13;letter-spacing:-1.5px;font-weight:650}h2{font-size:29px;font-weight:650;letter-spacing:-.7px}h3{font-size:22px;font-weight:650}.eyebrow{letter-spacing:1px;font-size:11px}.lead{font-size:17px}.hero{grid-template-columns:1fr;gap:18px;padding:13px 0 30px}.hero-intro{display:grid;grid-template-columns:1.3fr 1fr;gap:0 40px;align-items:center}.hero-intro .pill{grid-column:1/-1;justify-self:start;margin-bottom:12px}.hero-intro h1{margin:0;grid-row:2/4}.hero-intro .lead{margin-bottom:5px;font-size:16px}.hero-intro .scenario-caption{margin:0;font-size:13px}.hero-summary{display:grid;grid-template-columns:1fr 1.35fr .95fr;gap:0 25px;align-items:center;border:1px solid var(--line);border-radius:6px;background:var(--paper);padding:22px 25px}.hero-capital{grid-row:1/3;border-right:1px solid var(--line);padding-right:22px}.big-number{font-size:41px;font-weight:650;letter-spacing:-1.5px}.quick-metrics{grid-row:1/3;gap:20px;margin:0;padding:0;border:0}.hero-summary>.btn{font-size:13px;min-height:44px;padding:10px;gap:5px;grid-column:3;margin-bottom:5px}.hero-summary>p:last-child{font-size:11px;grid-column:3}.workspace{display:grid;grid-template-columns:177px minmax(0,1fr);gap:28px;border-top:0}.section-nav{display:flex;flex-direction:column;align-self:start;position:sticky;top:20px;gap:3px;padding:18px 0;border:0;overflow:visible;white-space:normal}.section-nav small{display:block;font:11px var(--mono);text-transform:uppercase;color:var(--muted);letter-spacing:.7px;margin-bottom:10px;padding-left:13px}.section-nav a{padding:9px 13px;border-radius:5px;font-size:13px}.section-nav a:first-of-type{background:var(--accent-soft);color:var(--accent)}.sections{min-width:0}.content-section{padding:30px 0}.section-title{gap:14px;margin-bottom:21px}.section-title p{font-size:15px}.section-number{margin-top:6px;font-size:12px}.passport{margin:20px 0}.passport div{padding:14px}.passport dd{font-size:16px}.passport dt{font-size:12px}.format-card{padding:16px}.format-card[aria-pressed=true]{padding:15px}.format-card .format-name{font-size:18px}.format-card .format-price{font-size:23px;font-weight:600}.split{gap:24px}.calculator{grid-template-columns:275px minmax(0,1fr);gap:23px}.controls{padding:19px;position:sticky;top:22px}td,th{padding-top:10px;padding-bottom:10px}table{font-size:14px}.result-heading h3{font-size:21px}.stat-panel{padding:21px}.stat-panel .value{font-weight:650;font-size:29px}.two-col{gap:21px;margin-top:25px}.scores{gap:12px}.score-card{padding:18px}.score-card h3{font-size:18px}.score-state{font-size:23px;font-weight:600}.model-banner{padding:25px;gap:25px}.model-banner h3{font-size:25px}.model-banner p{color:#d6e1ed}.model-banner .btn{color:#1c334b}.source-entry{grid-template-columns:190px 1fr;gap:22px;padding:20px 0}.home-hero{grid-template-columns:.95fr 1.05fr;gap:35px;padding:40px 0}.home-hero h1{font-size:50px;font-weight:650}.sample-panel{background:var(--paper);border:1px solid var(--line);border-radius:6px;padding:25px}.sample-panel h2{font-size:27px}.sample-panel .sample-number{font-size:36px;font-weight:600}.sample-row{border-color:var(--line)}.category-grid{grid-template-columns:repeat(4,1fr)}.category-link{min-height:73px;padding:15px 19px;font-size:14px;background:var(--paper)}.how-grid h3{font-size:21px}.page-intro{padding:32px 0 23px}.toolbar{grid-template-columns:1.3fr 1fr .75fr auto;padding:18px}.idea-row{padding:12px 14px;background:var(--paper);grid-template-columns:1.05fr 1fr 185px 95px}.idea-row.idea-head{background:var(--accent-soft)}.idea-row h3{font-size:16px}.state-hero{grid-template-columns:1fr 1fr;padding:32px 0;gap:35px}.state-snapshot{padding:22px;border-radius:6px}.compare-grid{gap:12px}.compare-card{padding:19px}.compare-card.featured{padding-top:17px}.compare-card h3{font-size:22px}.state-grid{grid-template-columns:repeat(5,1fr)}
@media(min-width:1100px){.home-layout{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(0,1fr);gap:35px;align-items:start}.home-layout .category-grid{grid-template-columns:1fr 1fr}.home-layout .how-grid{grid-template-columns:1fr 1fr}.home-layout .path-intro{align-items:start;flex-direction:column;gap:5px}}
@media(max-width:1100px){.header-inner{gap:22px}.primary-nav{gap:18px}.container{padding:0 25px}.hero{gap:35px}h1{font-size:51px}.calculator{grid-template-columns:290px minmax(0,1fr);gap:25px}.hero-summary{padding:27px}.big-number{font-size:49px}.scores{gap:12px}.score-card{padding:18px}.home-hero h1{font-size:60px}.home-hero{gap:35px}.toolbar{grid-template-columns:1fr 1fr}.source-entry{grid-template-columns:190px 1fr}.workspace{grid-template-columns:148px minmax(0,1fr);gap:22px}.calculator{grid-template-columns:1fr}.controls{position:static}.hero-summary{grid-template-columns:1fr 1.2fr}.hero-summary>.btn{grid-column:1/-1;margin-top:20px}.hero-summary>p:last-child{grid-column:1/-1;text-align:center}.scores{grid-template-columns:1fr}.split{grid-template-columns:1fr}.compare-card{padding:19px}.compare-card.featured{padding-top:17px}.compare-card h3{font-size:23px}.idea-row{grid-template-columns:1.1fr 1fr 160px 86px;gap:14px}}
@media(max-width:760px){html{scroll-padding-top:25px}.container{padding:0 20px}.header-inner,.header-inner{height:69px;gap:13px}.brand,.brand{font-size:18px;letter-spacing:-.5px;gap:8px}.brand-mark{height:20px;grid-template-columns:4px 4px 4px;gap:2px}.brand-mark i{height:9px}.brand-mark i:nth-child(2){height:15px}.brand-mark i:nth-child(3){height:21px}.menu-toggle{display:block;flex-shrink:0;width:34px;height:34px;font-size:19px}.primary-nav{display:none;position:absolute;top:69px;left:0;right:0;padding:23px;background:var(--paper);border-bottom:1px solid var(--line);z-index:40;color:var(--ink);margin:0;box-shadow:0 7px 12px #0001;gap:20px}.primary-nav.open{display:flex;flex-direction:column}.primary-nav a{padding:5px 0}.demo-strip .container{padding-top:7px;padding-bottom:7px;font-size:11px;line-height:1.4;gap:8px}.demo-strip .strip-date{display:none}.demo-strip a{font-size:11px;white-space:nowrap}.breadcrumbs{font-size:11px;gap:6px;margin:20px 0 15px}h1,h1{font-size:41px;letter-spacing:-1.2px;line-height:1.08;margin-bottom:16px}h2,h2{font-size:30px;letter-spacing:-.8px}h3{font-size:24px}.eyebrow{font-size:10px;letter-spacing:1.1px;margin-bottom:13px}.lead,.hero .lead{font-size:16px;line-height:1.5}.hero,.hero{grid-template-columns:1fr;gap:23px;padding:5px 0 31px}.hero-intro .pill{margin-bottom:13px;font-size:11px}.hero-intro h1{max-width:340px}.hero-intro .lead{margin-bottom:12px}.hero-intro .scenario-caption{font-size:12px;margin-top:12px;margin-bottom:0}.hero-summary{padding:20px 21px}.hero-summary .label{font-size:13px}.big-number{font-size:45px;letter-spacing:-1.5px;margin:3px 0}.hero-summary .subtle{font-size:11px}.quick-metrics{gap:17px;margin:16px 0;padding-top:14px}.metric strong{font-size:22px}.metric span{font-size:11px;line-height:1.4;margin-top:3px}.hero-summary>.btn{font-size:13px;min-height:46px;padding:11px 9px;gap:9px;margin-bottom:8px}.hero-summary>p:last-child{font-size:11px}.section-nav{gap:20px;padding:14px 0}.section-nav a{font-size:12px}.content-section{padding:35px 0}.section-title{gap:13px;margin-bottom:20px}.section-number{font-size:11px;margin-top:7px}.section-title p{font-size:14px}.passport{grid-template-columns:1fr 1fr;margin:20px 0}.passport div,.passport div:first-child{padding:14px 12px}.passport div:nth-child(2){border-right:0}.passport div:nth-child(-n+2){border-bottom:1px solid var(--line)}.passport dt{font-size:12px}.passport dd{font-size:16px}.note{font-size:13px;padding:12px 14px}.formats{gap:7px;margin:21px 0}.format-card{padding:13px 10px}.format-card[aria-pressed=true]{padding:12px 9px}.format-card .format-name{font-size:16px}.format-card .format-price{font-size:20px;margin:12px 0 4px;letter-spacing:-.7px}.format-card .small{font-size:10px;line-height:1.4}.selected-dot{width:11px;height:11px;right:8px;top:9px}.format-card[aria-pressed=true] .selected-dot{border-width:3px}.format-card .format-name{margin-top:7px}.split,.two-col,.risk-grid{grid-template-columns:1fr;gap:24px}.funding-block{padding:21px}.funding-row{font-size:14px}.funding-row.total strong{font-size:23px}table{font-size:14px}th{font-size:10px}th,td{padding:12px 9px}.table-wrap:focus-visible{outline:3px solid #ba760e;outline-offset:3px}.calculator{grid-template-columns:1fr;gap:26px}.controls{padding:22px}.controls h3{font-size:23px}.segments button{font-size:12px;padding:10px 3px}.result-heading h3{font-size:25px}.result-heading{flex-wrap:wrap}.result-heading .small{font-size:13px}.result-heading .pill{font-size:10px}.result-insight{font-size:14px}.two-col{margin-top:24px}.stat-panel{padding:22px}.stat-panel .value{font-size:32px}.cash-chart{padding:18px;margin-top:24px}.cash-chart-header{flex-direction:column;gap:0}.cash-chart h3{font-size:23px}.cash-chart-header strong{font-size:21px}.chart-label{font-size:13px}.cash-chart .small{font-size:12px}.model-banner{grid-template-columns:1fr;gap:21px;padding:24px;margin-top:28px}.model-banner h3{font-size:27px}.model-banner .btn{width:100%;font-size:13px}.model-banner p{font-size:14px}.model-banner .micro{font-size:11px}.scores{grid-template-columns:1fr;gap:12px}.score-card{padding:22px}.score-card h3{font-size:22px}.score-state{margin:12px 0;font-size:26px}.score-card p{font-size:14px}.score-example{padding:18px 15px}.score-example summary{font-size:14px}.score-example .split{grid-template-columns:1fr}.factor-table{font-size:12px}.factor-table th{font-size:9px}.factor-table td,.factor-table th{padding:9px 5px}.source-entry{grid-template-columns:1fr;gap:10px;padding:22px 0}.source-entry .meta{font-size:11px}.footer{padding:29px 0}.footer-top{flex-direction:column;gap:20px}.footer p{font-size:12px}.footer-links{font-size:12px;gap:16px}.sticky-inner{min-height:72px;gap:10px;justify-content:space-between}.sticky-label{display:none}.sticky-stat{font-size:10px}.sticky-stat strong{font-size:18px}.sticky-be{display:none}.sticky-bar .btn{min-height:39px;font-size:11px;padding:9px 13px;gap:8px}.home-hero,.home-hero{grid-template-columns:1fr;gap:28px;padding:35px 0}.home-hero h1,.home-hero h1{font-size:49px;letter-spacing:-1.8px}.home-search{margin-top:24px;padding:5px}.home-search input{font-size:14px;padding:9px 6px}.home-search .btn{font-size:13px;padding:10px 14px}.sample-panel{padding:23px}.sample-panel h2{font-size:31px}.sample-panel .sample-number{font-size:39px}.path-intro{align-items:start;flex-direction:column;gap:0;margin-bottom:22px}.path-intro h2{margin-bottom:10px}.category-grid,.category-grid{grid-template-columns:1fr 1fr}.category-link{padding:16px 13px;min-height:85px;font-size:13px;gap:7px}.category-link span{font-size:10px;white-space:nowrap}.how-grid{grid-template-columns:1fr 1fr;gap:24px 19px}.how-grid h3{font-size:22px}.how-grid p{font-size:13px}.page-intro,.page-intro{padding:33px 0 23px}.page-intro h1{font-size:42px}.toolbar,.toolbar{grid-template-columns:1fr 1fr;padding:17px;gap:15px 10px}.toolbar .search-field{grid-column:1/-1}.toolbar .reset-wrap{grid-column:1/-1}.toolbar .btn{min-height:35px;font-size:12px;padding:8px 12px}.toolbar label{font-size:12px}.toolbar input,.toolbar select{font-size:13px;padding:9px;min-height:44px}.catalog-meta{font-size:12px;align-items:start}.catalog-meta span:last-child{max-width:130px;text-align:right}.idea-row,.idea-row{grid-template-columns:minmax(0,1fr) 90px;gap:5px 10px;padding:17px 0}.idea-row.idea-head{display:none}.idea-row h3,.idea-row h3{font-size:16px;line-height:1.35}.idea-row .category{grid-column:1;font-size:12px}.idea-row .availability{grid-column:1;font-size:12px}.idea-row>a,.idea-row>button{grid-column:2;grid-row:1/4;font-size:12px}.state-hero,.state-hero{grid-template-columns:1fr;gap:20px;padding:32px 0}.state-hero h1{font-size:43px}.state-snapshot{padding:22px}.compare-controls{gap:8px}.check-chip{font-size:12px;padding:9px 11px;gap:7px}.compare-grid{grid-template-columns:1fr;gap:14px}.compare-card{padding:23px}.compare-card.featured{padding-top:21px}.compare-card dl{display:grid;grid-template-columns:1fr 1fr;gap:0 18px}.compare-card dd{font-size:22px}.compare-card dt{font-size:11px}.compare-card .small{min-height:0}.state-grid,.state-grid{grid-template-columns:1fr 1fr;gap:9px}.state-link{font-size:14px;padding:13px 12px}.state-link span{font-size:10px}.state-picker{flex-direction:column;align-items:stretch}.state-picker .btn{font-size:14px}.concept-grid{grid-template-columns:1fr;gap:24px}.concept-copy{padding:24px}.concept-copy h2{font-size:30px}.concept-mini{padding:20px;min-height:290px}.mini-title{font-size:28px}.mini-answer b{font-size:24px}.concept-routes th,.concept-routes td{font-size:12px;padding:13px 6px}.methodology-main .content-section{padding:30px 0}.hero-intro{display:block}.hero-intro .pill{margin-bottom:12px}.hero-intro h1{font-size:36px;margin-bottom:13px}.hero-intro .lead{font-size:15px;margin-bottom:11px}.hero-intro .scenario-caption{font-size:11px}.hero-summary{grid-template-columns:1fr;padding:19px 20px;gap:0}.hero-capital{grid-column:1;grid-row:auto;border-right:0;padding:0}.big-number{font-size:40px}.quick-metrics{grid-column:1;grid-row:auto;border-top:1px solid var(--line);padding:12px 0 0;margin:13px 0 0;gap:20px}.hero-summary>.btn{grid-column:1;margin-top:17px;font-size:13px;min-height:44px}.hero-summary>p:last-child{grid-column:1;font-size:10px}.workspace{display:block}.section-nav{display:flex;flex-direction:row;gap:6px;overflow-x:auto;position:static;padding:9px 0 14px;border-bottom:1px solid var(--line);white-space:nowrap}.section-nav small{display:none}.section-nav a{padding:7px 10px;font-size:11px}.format-card{padding:13px 10px}.format-card[aria-pressed=true]{padding:12px 9px}.format-card .format-name{font-size:15px}.format-card .format-price{font-size:18px}.two-col{grid-template-columns:1fr}.model-banner{grid-template-columns:1fr;padding:23px}.source-entry{grid-template-columns:1fr;gap:10px}.category-link{font-size:12px;min-height:77px;padding:14px 12px}.idea-row{padding-left:12px;padding-right:12px}.idea-row.idea-head{display:none}.compare-grid{grid-template-columns:1fr}.primary-nav a:hover{color:var(--accent)}.section-title h2{font-size:27px}.period-table td,.period-table th{font-size:12px}.period-table th{font-size:10px}.period-table td:first-child{max-width:100px}dialog{padding:25px}}
.metric span span{display:inline;font-size:inherit;margin:0}.table-scroll-hint{display:none}
.sticky-bar{visibility:hidden;pointer-events:none}.sticky-bar.visible{visibility:visible;pointer-events:auto}
.section-nav a:first-of-type{background:transparent;color:inherit}
.section-nav a[aria-current=location]{background:var(--accent-soft);color:var(--accent)}
@media(max-width:760px){.metric span{font-size:13px}.hero-summary .label{font-size:14px}.format-card .small{font-size:11px}.format-card .format-price{font-size:19px}.compare-card dt{font-size:13px}.period-table td{font-size:13px}.period-table th{font-size:11px}.state-link span{font-size:11px}.control-label{font-size:14px}.table-wrap table{min-width:0}.period-table table{min-width:480px}}
@media(max-width:760px){.table-scroll-hint{display:block;font-size:12px;font-weight:600;color:var(--accent);margin:12px 0}.period-table td{font-size:14px}.chart-label{font-size:12px}html{scroll-padding-bottom:90px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}}

.header-inner .menu-toggle{margin-left:auto}
